Borrowing money from people you know or complete strangers can be better, or worse, than dealing with institutions. read more »
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When a bank fails, access to your home equity line of credit may be frozen temporarily, says Dr. Don Taylor. read more »
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In our 16th installment on Financial Literacy, Bankrate offers strategies for financing a major purchase, ranging from a new home to a college education. read more »
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Are you tempted to take out one big loan to pay off all those other nagging debts? Before you bundle your bills, check out the pros and cons of these consolidation options. read more »
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Understanding the factors that go into your credit score will help you manage it. read more »
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A step-by-step guide for boosting your credit rating. read more »
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Readers ask a variety of questions about debt and savings, and financial expert Dave Ramsey has strong opinions about what they should do. read more »
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In our society, to be normal is to be broke, says radio personality and TV show host Dave Ramsey. Overcoming debt is the key to a secure financial future. read more »
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Events have conspired to make spending way too easy. Here's how to counter the forces that can hurl you to self-destruction. read more »
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Despite a borrower's suspicions, he is not being "pre-charged" finance fees, says Dr. Don Taylor. read more »
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What to do if you're using a home equity loan or HELOC in 2008. read more »
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Strategies for fixing a less-than-perfect credit score with a little time and elbow grease. read more »
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Now that the Federal Reserve has cut some borrowing costs, here's how to take advantage. read more »
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